Same-Day ACH for B2B Payments

Optimize Cash Flow with Same-Day Settlements

B2B Business-to-Business Same-Day ACH RfP Request for Payments

Same-Day ACH for B2B payments revolutionizes how businesses manage and execute transactions. This service ensures that payments are processed on the same day, significantly improving cash flow and reducing transaction delays. Ideal for businesses looking for reliable and efficient payment solutions, Same-Day ACH offers a significant advantage by facilitating quicker settlements. Enhance your business operations with our streamlined and secure same-day payment processing.

Features and Benefits:

• Same-Day Settlements: Ensures that payments are processed and settled on the same day, boosting cash flow.
• Enhanced Payment Efficiency: Reduces the waiting period for funds, allowing businesses to allocate resources more effectively.
• High Reliability: Offers a dependable payment method that businesses can trust for timely transactions.
• Secure Transactions: Employs advanced security protocols to protect against fraud and ensure safe payment processing.

Creation Request for Payment Bank File

Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.


... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.